When to Expect Insurance to Cover Your Roof Replacement

When to Expect Insurance to Cover Your Roof Replacement

When to Expect Insurance to Cover Your Roof Replacement

Your roof is one of the most important parts of your home, protecting you and your belongings. But over time, even the most well-constructed roof can suffer damage due to weather events, fallen trees, or unresolved structural issues. Here’s what to expect for a roof replacement in Roseville and whether your insurance will cover it.

Understanding Your Insurance Coverage

Homeowners’ insurance policies vary, but in general, they will cover roof replacement if the damage is caused by a sudden, accidental event or an act of nature. For example, if a severe windstorm damages your roof, your insurance will likely cover the cost of replacement, provided that your policy includes coverage for such perils.

But if the damage to your roof is due to neglect, gradual wear and tear, or is over 20 years old, you may not be covered by your insurer. In these cases, it’s better to work with a roofing company that offers an extended warranty on your new roof.

Factors That Affect Insurance Coverage

Roof Type: The material your roof is made from can impact your insurance coverage. For example wood shake roofs are far more expensive to insure if you can obtain insurance at all.

Age of Your Roof: When comparing home insurance costs, insurers often ask about the age of your roof. Newer roofs generally have a lower risk of damage, which can result in lower premiums.

Cause of Damage: Insurance companies will investigate the cause of the damage to determine whether it’s covered under your policy. If the damage is due to a maintenance issue or pre-existing problem, your claim may be denied.

Tips for Maintaining Your Roof

  1. Inspect your roof every spring and autumn for signs of damage or wear.
  2. Remove any debris, such as leaves, needles, moss, or branches, from your roof and gutters.
  3. Trim tree branches that overhang your roof to prevent damage from falling limbs.
  4. Check for signs of pest damage and address any issues promptly.
  5. If you notice loose shingles, issues with flashing, or other problems, contact a certified roofer to examine your roof and make necessary repairs.

Appealing a Denied Claim

If your insurance company denies your claim for a roof replacement, you have the right to appeal the decision. To do so, you’ll need to:

  1. Schedule an on-site inspection with a contractor to assess the damage and provide a report.
  2. Submit the required forms and documentation to your insurer, including the contractor’s report and any photographic evidence of the damage.
  3. Consider hiring a lawyer to support the generation of reports and help navigate the appeals process.
  4. Keep copies of all correspondence, images, and letters related to your claim for your records.

Contact Harlan Quality Roofing to Request an Estimate for a Roof Replacement in Roseville

If you need a roof replacement in the Roseville area, Harlan Quality Roofing can handle the process from start to finish. Our team delivers top-quality roofing services, using only the best materials and techniques to make sure your home is protected for years to come.

To request an estimate for your roof replacement in Roseville, contact Harlan Quality Roofing today.

Asphalt Shingle Roof Replacement Cost in Sacramento, CA

Asphalt Shingle Roof Replacement Cost in Sacramento, CA

When it comes to replacing your roof in Sacramento, California, there are several factors to consider. Asphalt shingles are a popular choice among homeowners due to their affordability, ease of installation, and variety of styles. Let’s take a look at some of the costs associated with asphalt shingle roof replacement in Sacramento.

Factors Affecting Roof Replacement Costs

The cost of an asphalt shingle roof replacement in Sacramento can vary depending on multiple factors:

Roof size: The larger your roof, the more materials and labor are required, resulting in higher costs.

Roof pitch: Steeper roofs may require additional safety equipment and labor, increasing the overall cost.

Type of shingles: Different types of asphalt shingles, such as architectural or three-tab, have varying price points.

Complexity of the project: If your roof has unique features or requires additional work, the cost may increase.

Average Roof Replacement Costs in Sacramento

On average, homeowners in Sacramento can expect to pay between $12,000 and $30,000 for a roof replacement. However, this is just a rough estimate, and the actual cost will depend on the specific factors mentioned above. For a more accurate quote, it’s best to consult with a professional roofing contractor who can assess your roof’s unique needs.

Benefits of Choosing Asphalt Shingles

Affordability: Asphalt shingles are one of the most cost-effective roofing materials available.

Variety: They come in a wide range of colors and styles, allowing you to customize the look of your home.

Ease of installation: Asphalt shingles are relatively easy to install, which can reduce labor costs.

Adequate durability: With proper maintenance, asphalt shingle roofs can last 20-30 years, providing good longevity for the cost.

Investing in Quality Materials and Workmanship: When it comes to your roof replacement project, it’s crucial to invest in high-quality materials and workmanship. While opting for a cheaper solution may seem tempting, it can often lead to more frequent repairs and shorter roof life spans. By choosing a reputable roofing contractor and high-quality asphalt shingles, you can ensure that your new roof will provide lasting protection and value for your home.

Contact Harlan Quality Roofing to Request an Estimate

If you’re considering an asphalt shingle roof replacement for your home in Sacramento, California, contact the experts at Harlan Quality Roofing. Our team can help you with a detailed estimate based on your home and install your roof to the highest standards. Don’t wait until it’s too late – invest in a quality roof replacement in Sacramento today with Harlan Roofing.

Benefits of Choosing a Licensed Roofing Contractor

Benefits of Choosing a Licensed Roofing Contractor

Benefits of Choosing a Licensed Roofing Contractor

Hiring a roofer for your home or business is a significant decision that doesn’t happen every day. You don’t need to be a construction expert to understand the importance of choosing a professional roofing company to preserve your building’s integrity.

Picking the right roofing contractor can be daunting and costly, given that roof replacement is a substantial investment. When you hire a roofing company, you entrust them with significant structural work on your home, your most valuable asset. One effective way to narrow down your options is to choose fully licensed roofing contractors. Below, we will go over a few other reasons to hire a licensed roofing contractor.

Certified Roofing Contractors

A certified roofer differs from a licensed roofer, although most certified roofers hold licenses. Certified roofing contractors undergo extensive training with the manufacturers of roofing materials. This training isn’t a quick session, it often spans months or even years. What’s more, it’s not a one-time event. Roofers must engage in ongoing training to stay current with the latest practices.

The manufacturing company closely monitors numerous roof installations and repairs performed by the certified company. They only give their endorsement when they’re confident that the company strictly adheres to their installation instructions. This ensures that certified companies are recommended to the public with full confidence.

Advantages of Using Licensed Roofing Contractors

Guarantees Good Workmanship

 There will always be unlicensed handymen claiming they can do roofing work, often at a lower cost than licensed roofing companies. However, it’s wiser to choose a licensed contractor backed by a reputable roofing materials company.

Insurance Policies

 Another important advantage of hiring a licensed roofing contractor is their obligation to have the required insurance. This safeguards you from potential expenses if a roofer damages your property or gets injured while working.

A licensed roofing contractor also provides worker’s compensation insurance, reflecting the ethical treatment of their employees. It’s advisable to avoid roofing services companies that may not have the best labor conditions.

Industry Experience

 In many cases, local licensed roofing contractors In Sacramento must demonstrate their expertise and pass tests to obtain their license from state licensing boards. This means that not only do these company leaders understand the best methods for roofing installation, repair, and maintenance, but they are also well-versed in the necessary permitting rules and regulations.

Stand Behind Their Work

One more important reason to opt for a licensed roofing contractor for all your roofing needs is that licensed professionals take responsibility for their work. They’ve gone through the proper steps to become part of your local business community, showing their commitment to their reputation.

You might have heard about homeowners falling victim to roofing companies that appear after storms. By searching for “licensed roofing contractors near me,” you can lower the chances of being deceived by such storm-chasing companies.

Request an Estimate with Our Roofing Contractors Now

 At Harlan Roofing, we believe in quality services, products, and installation to ensure the protection of our client’s homes. Contact us today to request an estimate.

Composition Shingle Roofs

Composition Shingle Roofs

Composition shingles create a durable, long-lasting layer of protection that guards your home against everything Mother Nature can throw at them. Most options are composed of either a fiberglass or cellulose mat and blended with asphalt and mineral granules. Commonly referred to as asphalt shingles, properly installed composition shingle roofs will provide reliable protection for 20-25 years.

There are many benefits to using composition shingles on your California home. For starters, they will maintain their shape and color for years to come. They also offer reliable moisture protection and are engineered to resist mold and algae growth. When the rains start to fall, the water rolls right off, leaving nothing for mold and algae to feed upon. Finally, the formulas used in the manufacture of composition shingles are crafted to resist the sun’s beating rays. This means the shingle won’t fade or wither over time.

These benefits add up to real value for your home. Composition shingles can add to the home’s curb appeal and resale value. They also help reduce monthly heating and cooling bills while creating a durable layer of protection that can help prevent water damage to our home’s attic and interior spaces.

We use composition shingles manufactured by CertainTeed, Owens Corning, & GAF. These well-respected companies manufacture products that feature the strength, durability, and protection our clients desire. We’re proud to recommend them to our clients in Sacramento and surrounding areas.

Contact Harlan Roofing at (916) 292-9548 to discuss the composition shingle roofs we install for homeowners in the area. Our roofing contractors in Sacramento are happy to answer your questions and help you choose the right roof for your home.


Harlan Quality Roofing

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